Last Updated: December 2024
Welcome to A&Z Kitterman Holdings LLP ("we," "us," "our," or "Company"). By accessing or using our website, services, or communications, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully.
By accessing our website at azkittermanholdings.com, submitting inquiries, or applying for financing, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you may not access or use our services.
A&Z Kitterman Holdings LLP is a direct business lender providing financing solutions to businesses across the United States. Our services include but are not limited to:
All financing is subject to approval, creditworthiness assessment, and execution of formal loan agreements. Submission of an inquiry or application does not guarantee approval or funding.
To use our services, you must:
When you submit a funding application:
If your application is approved, you will receive a formal loan agreement detailing:
You agree to repay the loan according to the terms specified in your loan agreement. Failure to repay may result in collection actions, reporting to credit bureaus, and legal proceedings.
By opting in to receive text messages from A&Z Kitterman Holdings LLP, you agree to the following terms:
Consent to Automated Communications: You expressly consent to receive informational and marketing text messages from us, including those sent via automatic telephone dialing systems (ATDS) or pre-recorded/artificial voice messages, at the mobile phone number you provide.
Consent is Not Required: Your consent to receive text messages is NOT a condition of purchasing any goods or services from us. You may opt out at any time without affecting your ability to apply for or receive financing.
You may stop receiving text messages at any time by:
After opting out, you will no longer receive text messages from us, but you may still receive emails or other communications unless you opt out of those separately.
For assistance with our SMS program:
Your mobile phone number and SMS communications are governed by our Privacy Policy. We will not sell, rent, or share your mobile number with third parties for their own marketing purposes without your explicit consent. We may share your information with service providers who assist in delivering text messages, subject to confidentiality obligations.
We reserve the right to modify or terminate our SMS program at any time. We will notify you of material changes via text message or email.
All fees, interest rates, and charges will be disclosed in your loan agreement. Fees may include but are not limited to:
You are responsible for reviewing and understanding all fees before accepting a loan offer.
You agree to use our website only for lawful purposes. You may not:
All content on our website, including text, graphics, logos, images, and software, is the property of A&Z Kitterman Holdings LLP or our licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works from our content without our express written permission.
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of those sites. Your use of third-party sites is at your own risk and subject to their terms and policies.
Disclaimer of Warranties: Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or secure.
Limitation of Liability: To the fullest extent permitted by law, A&Z Kitterman Holdings LLP shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
In no event shall our total liability exceed the amount you paid to us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless A&Z Kitterman Holdings LLP, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising from:
These Terms are governed by the laws of the State of Utah, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Utah County, Utah, in accordance with the rules of the American Arbitration Association.
You waive any right to participate in a class action lawsuit or class-wide arbitration.
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the revised Terms.
Material changes will be communicated via email or website notice.
We may terminate or suspend your access to our website or services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and any formal loan agreements you execute, constitute the entire agreement between you and A&Z Kitterman Holdings LLP regarding your use of our website and services.
If you have questions or concerns about these Terms, please contact us:
A&Z Kitterman Holdings LLP
275 S Mountain Way Dr
Orem, UT 84058
Email: zack@azkittermanholdings.com
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.